.ngt-root{font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:#17202b}.ngt-card{position:relative;background:#fff;border:1px solid #e6e9ee;border-radius:18px;padding:24px;box-shadow:0 8px 28px rgba(17,24,39,.06)}.ngt-card header{margin-bottom:20px}.ngt-card h3{margin:4px 0 7px;font-size:1.45rem;line-height:1.2}.ngt-card header p{margin:0;color:#667085;line-height:1.55}.ngt-step{display:inline-block;font-size:.76rem;font-weight:700;letter-spacing:.02em;background:#f2f4f7;color:#475467;padding:5px 9px;border-radius:999px}.ngt-back{border:0;background:transparent;color:#475467;padding:0;margin:0 0 12px;cursor:pointer;font-weight:650}.ngt-back:hover{text-decoration:underline}.ngt-form{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:15px}.ngt-label{display:block}.ngt-label span{display:block;font-size:.92rem;font-weight:650;margin-bottom:6px}.ngt-inputwrap{display:flex;align-items:center;border:1px solid #cfd5dd;border-radius:11px;background:#fff;overflow:hidden;transition:border-color .15s,box-shadow .15s}.ngt-inputwrap:focus-within{border-color:#667085;box-shadow:0 0 0 3px rgba(102,112,133,.12)}.ngt-input{width:100%;border:0!important;outline:0;padding:13px;margin:0!important;background:transparent;font:inherit}.ngt-inputwrap b{padding:0 12px;color:#667085;font-weight:600;white-space:nowrap}.ngt-button{grid-column:1/-1;border:0;border-radius:11px;padding:13px 17px;background:#111827;color:#fff;font-weight:750;cursor:pointer;font-size:.96rem;transition:transform .12s,opacity .12s}.ngt-button:hover{transform:translateY(-1px)}.ngt-button:disabled{opacity:.55;transform:none}.ngt-secondary{width:100%;margin-top:16px;background:#334155}.ngt-results{margin-top:20px;padding:19px;background:#f8fafc;border:1px solid #eef1f4;border-radius:14px}.ngt-result-head{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:8px}.ngt-result-head h4{margin:0}.ngt-result-head span{font-size:.76rem;color:#087443;background:#ecfdf3;padding:4px 8px;border-radius:999px}.ngt-results dl{margin:0}.ngt-results dl div{display:flex;justify-content:space-between;align-items:baseline;gap:20px;padding:9px 0;border-bottom:1px solid #e9edf2}.ngt-results dl div:last-child{border-bottom:0}.ngt-results dt{color:#667085}.ngt-results dd{margin:0;font-weight:750;text-align:right}.ngt-card footer{margin-top:15px;font-size:.78rem;color:#98a2b3;text-align:right}.ngt-card footer a{color:inherit}.ngt-error{padding:13px;border-radius:10px;background:#fef3f2;color:#b42318;border:1px solid #fecdca}.ngt-loading{padding:20px;color:#667085;text-align:center}@media(max-width:640px){.ngt-form{grid-template-columns:1fr}.ngt-card{padding:18px}.ngt-card h3{font-size:1.28rem}.ngt-results dl div{gap:12px}.ngt-results dt{font-size:.9rem}}
.ngt-kicker{display:inline-block;font-size:.72rem;font-weight:800;letter-spacing:.08em;color:#475467;margin-bottom:5px}.ngt-tabs{display:flex;gap:6px;flex-wrap:wrap;margin:0 0 18px}.ngt-tabs button{border:1px solid #d8dde5;background:#fff;border-radius:999px;padding:8px 12px;cursor:pointer;font-weight:700}.ngt-tabs button.active{background:#111827;color:#fff;border-color:#111827}.ngt-panel{display:none;grid-column:1/-1}.ngt-panel.active{display:block}.ngt-proform{display:grid;gap:16px}.ngt-grid2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:15px}.ngt-proform label{font-size:.92rem;font-weight:650}.ngt-range-label{display:block;margin-top:15px}.ngt-range{display:block;width:100%;margin-top:10px;accent-color:#111827}.ngt-account{padding:15px;border:1px solid #e5e7eb;border-radius:13px;margin-bottom:10px;background:#fbfcfd}.ngt-account-head{display:flex;justify-content:space-between;align-items:center;margin-bottom:10px}.ngt-account-head button,.ngt-add{border:0;background:transparent;color:#475467;cursor:pointer;font-weight:700}.ngt-add{padding:8px 0}.ngt-kpis{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:10px;margin:12px 0 18px}.ngt-kpis div{padding:13px;border:1px solid #e7eaf0;border-radius:12px;background:#fff}.ngt-kpis small{display:block;color:#667085;margin-bottom:5px}.ngt-kpis strong{font-size:1.08rem}.ngt-insight{padding:14px;border-left:4px solid #334155;background:#fff;border-radius:9px;margin:13px 0}.ngt-alerts{padding:14px;background:#fffbeb;border:1px solid #fde68a;border-radius:12px;margin:13px 0}.ngt-alerts h5{margin:0 0 7px}.ngt-alerts ul{margin:0;padding-left:19px}.ngt-alerts li+li{margin-top:6px}.ngt-chart{width:100%;height:auto;color:#334155;background:#fff;border:1px solid #e7eaf0;border-radius:12px;margin-bottom:16px}.ngt-chart line{stroke:#d0d5dd}.ngt-chart text{font-size:11px;fill:#667085}.ngt-scenarios{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;margin-bottom:15px}.ngt-scenarios article{background:#fff;border:1px solid #e5e7eb;border-radius:12px;padding:13px}.ngt-scenarios span,.ngt-scenarios b{display:block;margin-top:5px}.ngt-scenarios span{color:#667085}.ngt-results h5{margin:18px 0 8px;font-size:.98rem}.ngt-results details{margin-top:14px}.ngt-results summary{cursor:pointer;font-weight:750}.ngt-tablewrap{overflow:auto;margin-top:10px}.ngt-tablewrap table{width:100%;border-collapse:collapse;min-width:620px}.ngt-tablewrap th,.ngt-tablewrap td{padding:8px;border-bottom:1px solid #e5e7eb;text-align:right}.ngt-tablewrap th:first-child,.ngt-tablewrap td:first-child{text-align:left}.ngt-actions{display:flex;gap:8px;flex-wrap:wrap;margin-top:16px}.ngt-actions button{border:1px solid #cfd5dd;background:#fff;padding:10px 13px;border-radius:10px;cursor:pointer;font-weight:750}.ngt-actions .primary{background:#111827;color:#fff;border-color:#111827;margin-left:auto}@media(max-width:760px){.ngt-grid2,.ngt-kpis,.ngt-scenarios{grid-template-columns:1fr 1fr}.ngt-kpis{grid-template-columns:1fr 1fr}}@media(max-width:520px){.ngt-grid2,.ngt-scenarios{grid-template-columns:1fr}.ngt-actions .primary{margin-left:0;width:100%}}
.ngt-print-report{display:none}
@media print{body.ngt-printing>*:not(.ngt-print-report){display:none!important}.ngt-print-report{display:block!important;font:14px Arial,sans-serif;color:#111;padding:0}.ngt-print-report h1{font-size:24px}.ngt-print-report table{width:100%;border-collapse:collapse}.ngt-print-report th,.ngt-print-report td{padding:7px;border-bottom:1px solid #ddd;text-align:right}.ngt-print-report th:first-child,.ngt-print-report td:first-child{text-align:left}.ngt-print-kpis{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin:20px 0}.ngt-print-kpis>div{border:1px solid #ddd;padding:12px}}
.ngt-grid3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:13px}.ngt-grid3 label{min-width:0}.ngt-select{border:1px solid #cfd5dd!important;border-radius:11px!important;background:#fff!important;padding:13px!important;margin-top:6px!important}.ngt-check{display:flex!important;align-items:center;gap:9px;padding:12px 0;font-weight:650}.ngt-check input{width:18px;height:18px}.ngt-metrics{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:8px;margin:12px 0}.ngt-metrics span{padding:10px 12px;border-radius:10px;background:#fff;border:1px solid #e7eaf0;color:#667085;font-size:.84rem}.ngt-metrics b{display:block;color:#17202b;margin-top:4px}.ngt-positive{color:#087443!important}.ngt-negative{color:#b42318!important}.ngt-debt{background:#fff}.ngt-debt .ngt-account-head strong:before{content:'•';margin-right:7px;color:#667085}@media(max-width:850px){.ngt-grid3,.ngt-metrics{grid-template-columns:1fr 1fr}}@media(max-width:540px){.ngt-grid3,.ngt-metrics{grid-template-columns:1fr}}
.ngt-eyebrow{display:inline-block;font-size:12px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:#475467;margin-bottom:6px}.ngt-section{border-top:1px solid #e5e7eb;padding-top:18px;margin-top:18px}.ngt-section h4{margin:0 0 6px}.ngt-help{color:#667085;margin:0 0 14px;font-size:14px}.ngt-grid-3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}.ngt-check{display:flex;align-items:center;gap:10px;padding:13px;border:1px solid #d0d5dd;border-radius:10px;min-height:48px}.ngt-check input{width:18px;height:18px}.ngt-reserve-tiers{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:12px 0 18px}.ngt-reserve-tiers article{border:1px solid #e5e7eb;border-radius:14px;padding:16px;display:flex;flex-direction:column;gap:5px}.ngt-reserve-tiers article.featured{border-width:2px}.ngt-reserve-tiers strong{font-size:22px}.ngt-reserve-tiers span,.ngt-reserve-tiers small{color:#667085}.ngt-alerts li.ngt-positive{list-style-type:'✓  '}.ngt-method{margin-top:18px;color:#667085}@media(max-width:760px){.ngt-grid-3,.ngt-reserve-tiers{grid-template-columns:1fr}} .ngt-emergency-pro{padding:34px}.ngt-emergency-pro>header{max-width:850px;margin-bottom:30px}.ngt-emergency-pro>header h3{font-size:1.7rem;margin-top:7px}.ngt-emergency-pro>header p{font-size:1rem;line-height:1.7}.ngt-emergency-pro .ngt-emergency-form{gap:0}.ngt-emergency-pro .ngt-section{padding:28px 0;margin:0;border-top:1px solid #e8ebef}.ngt-emergency-pro .ngt-section:first-child{border-top:0;padding-top:8px}.ngt-emergency-pro .ngt-section h4{font-size:1.12rem;margin-bottom:9px}.ngt-emergency-pro .ngt-help{margin-bottom:20px;line-height:1.6}.ngt-emergency-pro .ngt-grid-3{grid-template-columns:repeat(2,minmax(0,1fr));gap:20px 24px}.ngt-emergency-pro .ngt-label span{margin-bottom:8px}.ngt-emergency-pro .ngt-inputwrap,.ngt-emergency-pro select.ngt-input,.ngt-emergency-pro input.ngt-input:not(.ngt-inputwrap .ngt-input){min-height:50px}.ngt-emergency-pro .ngt-check{min-height:50px;padding:14px 16px;margin-top:25px}.ngt-emergency-pro .ngt-button{margin-top:28px;min-height:54px;font-size:1rem}.ngt-emergency-pro .ngt-results{margin-top:34px;padding:30px;background:#f8fafc;border-radius:18px}.ngt-emergency-head{margin-bottom:22px}.ngt-emergency-head h4{font-size:1.35rem;margin-top:3px}.ngt-emergency-hero{background:#fff;border:1px solid #e3e7ec;border-radius:18px;padding:28px;margin:0 0 20px}.ngt-emergency-hero>small{display:block;color:#667085;font-weight:700;margin-bottom:7px}.ngt-emergency-hero>strong{display:block;font-size:2.35rem;line-height:1.1;letter-spacing:-.025em}.ngt-emergency-hero>p{color:#667085;line-height:1.6;margin:10px 0 22px;max-width:720px}.ngt-hero-meta{display:grid;grid-template-columns:1fr 1fr;gap:12px}.ngt-hero-meta span{background:#f8fafc;border-radius:12px;padding:14px 16px;color:#667085}.ngt-hero-meta b{display:block;color:#17202b;font-size:1.05rem;margin-top:4px}.ngt-emergency-kpis{grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin:0}.ngt-emergency-kpis div{padding:18px}.ngt-emergency-kpis strong{font-size:1.35rem;display:block;margin:6px 0 2px}.ngt-emergency-kpis span{font-size:.82rem;color:#667085}.ngt-result-section{padding-top:30px;margin-top:30px;border-top:1px solid #e1e6eb}.ngt-result-section-title{margin-bottom:16px}.ngt-result-section-title h5,.ngt-result-section h5{font-size:1.08rem!important;margin:0 0 6px!important}.ngt-result-section-title p{color:#667085;margin:0;line-height:1.55}.ngt-emergency-pro .ngt-reserve-tiers{gap:16px;margin:0}.ngt-emergency-pro .ngt-reserve-tiers article{padding:22px;min-height:130px;justify-content:center}.ngt-emergency-pro .ngt-reserve-tiers article.featured{background:#fff;box-shadow:0 8px 22px rgba(17,24,39,.05)}.ngt-emergency-pro .ngt-reserve-tiers strong{font-size:1.55rem;margin:4px 0}.ngt-emergency-pro .ngt-insight{padding:20px 22px;line-height:1.65;margin:0}.ngt-emergency-pro .ngt-alerts{padding:20px 22px;margin:0}.ngt-emergency-pro .ngt-alerts li{line-height:1.55}.ngt-emergency-pro .ngt-scenarios{gap:16px;margin:0}.ngt-emergency-pro .ngt-scenarios article{padding:20px;min-height:125px}.ngt-emergency-pro .ngt-scenarios strong{font-size:1rem}.ngt-emergency-pro details{margin-top:28px!important;background:#fff;border:1px solid #e1e6eb;border-radius:12px;padding:16px 18px}.ngt-emergency-pro .ngt-method{margin-top:28px;line-height:1.55}.ngt-emergency-pro .ngt-actions{margin-top:24px}.ngt-emergency-pro .ngt-actions button{padding:12px 16px}
@media(max-width:760px){.ngt-emergency-pro{padding:22px}.ngt-emergency-pro .ngt-grid-3{grid-template-columns:1fr}.ngt-emergency-pro .ngt-check{margin-top:0}.ngt-emergency-kpis,.ngt-hero-meta{grid-template-columns:1fr}.ngt-emergency-pro .ngt-results{padding:20px}.ngt-emergency-hero{padding:22px}.ngt-emergency-hero>strong{font-size:1.9rem}.ngt-emergency-head{align-items:flex-start;flex-direction:column}.ngt-emergency-pro .ngt-section{padding:23px 0}}
@media(max-width:520px){.ngt-emergency-pro{padding:18px}.ngt-emergency-pro .ngt-results{padding:16px;margin-left:-4px;margin-right:-4px}.ngt-emergency-hero{padding:18px}.ngt-emergency-pro .ngt-reserve-tiers article,.ngt-emergency-pro .ngt-scenarios article{min-height:0}} .ngt-emergency-form-v2{display:block!important;max-width:1120px;margin:0 auto}
.ngt-emergency-form-v2 .ngt-input-section{display:block!important;margin:0 0 28px!important;padding:30px!important;border:1px solid #e2e8f0;border-radius:18px;background:#fff}
.ngt-emergency-form-v2 .ngt-section-heading{display:flex;gap:16px;align-items:flex-start;margin-bottom:26px;padding-bottom:20px;border-bottom:1px solid #e8edf3}
.ngt-emergency-form-v2 .ngt-section-heading>span{display:flex;align-items:center;justify-content:center;flex:0 0 38px;height:38px;border-radius:50%;background:#172033;color:#fff;font-weight:800;font-size:16px}
.ngt-emergency-form-v2 .ngt-section-heading h4{margin:0 0 5px;font-size:21px;line-height:1.25}
.ngt-emergency-form-v2 .ngt-section-heading p{margin:0;color:#64748b;line-height:1.55}
.ngt-emergency-form-v2 .ngt-grid-2{display:grid!important;grid-template-columns:minmax(0,1fr) minmax(0,1fr)!important;gap:22px 26px!important}
.ngt-emergency-form-v2 .ngt-span-2{grid-column:1/-1}
.ngt-emergency-form-v2 .ngt-label{display:flex;flex-direction:column;gap:8px;margin:0!important;min-width:0}
.ngt-emergency-form-v2 .ngt-label>span{font-weight:700;line-height:1.35}
.ngt-emergency-form-v2 .ngt-input,.ngt-emergency-form-v2 select.ngt-input{min-height:54px!important;width:100%;box-sizing:border-box;border-radius:12px!important}
.ngt-emergency-form-v2 .ngt-inputwrap{width:100%}
.ngt-emergency-form-v2 .ngt-live-total{margin-top:22px;padding:18px 20px;border-radius:14px;background:#f7f9fc;display:grid;grid-template-columns:1fr auto;gap:2px 18px;align-items:center}
.ngt-emergency-form-v2 .ngt-live-total span{font-weight:700}
.ngt-emergency-form-v2 .ngt-live-total strong{font-size:22px}
.ngt-emergency-form-v2 .ngt-live-total small{grid-column:2;color:#64748b;text-align:right}
.ngt-emergency-form-v2 .ngt-switch-row{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:54px;padding:14px 16px;border:1px solid #cbd5e1;border-radius:12px;cursor:pointer}
.ngt-emergency-form-v2 .ngt-switch-row>span{display:flex;flex-direction:column;gap:3px}
.ngt-emergency-form-v2 .ngt-switch-row small{color:#64748b;font-weight:400;line-height:1.35}
.ngt-emergency-form-v2 .ngt-switch-row input{position:absolute;opacity:0;pointer-events:none}
.ngt-emergency-form-v2 .ngt-switch-row i{position:relative;flex:0 0 46px;height:26px;border-radius:20px;background:#cbd5e1;transition:.2s}
.ngt-emergency-form-v2 .ngt-switch-row i:after{content:"";position:absolute;left:3px;top:3px;width:20px;height:20px;border-radius:50%;background:white;transition:.2s;box-shadow:0 1px 3px rgba(0,0,0,.18)}
.ngt-emergency-form-v2 .ngt-switch-row input:checked+i{background:#172033}
.ngt-emergency-form-v2 .ngt-switch-row input:checked+i:after{transform:translateX(20px)}
.ngt-emergency-form-v2 .ngt-submit-zone{display:flex;flex-direction:column;align-items:center;gap:10px;padding:8px 0 24px}
.ngt-emergency-form-v2 .ngt-submit-zone .ngt-button{width:min(100%,520px);min-height:58px;font-size:17px}
.ngt-emergency-form-v2 .ngt-submit-zone small{color:#64748b;text-align:center}
@media(max-width:760px){
.ngt-emergency-form-v2 .ngt-input-section{padding:22px 18px!important;margin-bottom:20px!important}
.ngt-emergency-form-v2 .ngt-grid-2{grid-template-columns:1fr!important;gap:18px!important}
.ngt-emergency-form-v2 .ngt-span-2{grid-column:auto}
.ngt-emergency-form-v2 .ngt-section-heading{gap:12px}
.ngt-emergency-form-v2 .ngt-section-heading>span{flex-basis:34px;height:34px}
.ngt-emergency-form-v2 .ngt-section-heading h4{font-size:19px}
} .ngt-root{--ngt-brand:#6d2929;--ngt-brand-hover:#512020;--ngt-highlight:#ec3535;--ngt-border:#e7e2e2;color:#25252a;line-height:1.6}
.ngt-root .ngt-card{border:1px solid var(--ngt-border);border-radius:16px;box-shadow:0 5px 20px rgba(40,20,20,.04)}
.ngt-root .ngt-card>header{background:linear-gradient(120deg,#632626,#8c3030);padding:28px 30px;border-radius:15px;margin:-24px -24px 24px;color:#fff}
.ngt-root .ngt-card>header h3,.ngt-root .ngt-card>header p,.ngt-root .ngt-card>header .ngt-kicker,.ngt-root .ngt-card>header .ngt-eyebrow{color:#fff}
.ngt-root .ngt-button,.ngt-root .ngt-tabs button.active{background:var(--ngt-brand);border-color:var(--ngt-brand);color:#fff}
.ngt-root .ngt-button:hover{background:var(--ngt-brand-hover)}
.ngt-root .ngt-secondary{background:#6a5151}
.ngt-root .ngt-step,.ngt-root .ngt-metrics span{background:#fff0f0;color:#6d2929}
.ngt-root .ngt-inputwrap:focus-within{border-color:var(--ngt-highlight);box-shadow:0 0 0 3px rgba(236,53,53,.1)}
.ngt-root :is(input,select,button):focus-visible{outline:2px solid var(--ngt-highlight);outline-offset:2px}
.ngt-root .ngt-results,.ngt-root .ngt-emergency-pro .ngt-results{background:#fafafa;border-color:var(--ngt-border)}
.ngt-root .ngt-insight{border-left-color:var(--ngt-brand)}
.ngt-root .ngt-emergency-hero{border-color:var(--ngt-border)}
.ngt-root .ngt-emergency-hero>strong{color:var(--ngt-brand)}
.ngt-root .ngt-emergency-pro>header{max-width:none}
@media(max-width:680px){.ngt-root .ngt-card>header{padding:22px 20px;margin:-24px -24px 20px;border-radius:14px}.ngt-root .ngt-card{padding:24px}}
@media print{.ngt-root .ngt-card>header{background:#fff;color:#111}.ngt-root .ngt-card>header h3,.ngt-root .ngt-card>header p{color:#111}}